DISCOVER HOW YOU COULD SAVE UP TO $19,800 WHEN PURCHASING OR REFINANCING YOUR HOME LOAN*
EXCLUSIVE HOME LOAN OFFER FOR MEDICAL PROFESSIONALS
DISCOVER HOW YOU COULD SAVE UP TO $19,800 WHEN PURCHASING OR REFINANCING YOUR HOME LOAN*
EXCLUSIVE HOME LOAN OFFER FOR MEDICAL PROFESSIONALS
Borrow up to 90% & skip LMI (save up to $19,800 instantly)*
Includes exclusive benefits engineers didnβt even know exist
Count your shift work and overtime towards income
Access cashback offers from 30+ major lenders
Enquire About Special Home Loans Offers For Medical Professionals
There is no obligation, we'll get back to you within 5 minutes during business hours.
BUY YOUR FIRST HOME WITH CONFIDENCE β WITHOUT PUTTING YOUR DREAM ON HOLD
BUY YOUR FIRST HOME WITH CONFIDENCE β WITHOUT PUTTING YOUR DREAM ON HOLD
Exclusive Loan Options for Medical Pros
Access lender policies designed for healthcare professionals. Borrow more with flexible criteria tailored to your industry.
Count Overtime & Shift Work as Income
Your long hours finally count. Lenders recognise your unique income patterns so you can qualify for more.
No LMI up to 90% Borrowing
Save thousands by skipping the Lenders Mortgage Insurance β a benefit available only for eligible medical professionals.
No Pressure. No Obligation.
Partnered With 30+ Lenders
YOUβRE JUST ONE CALL AWAY FROM CLARITY, OPTIONS, AND A PLAN
YOUβRE JUST ONE CALL AWAY FROM CLARITY, OPTIONS, AND A PLAN
Know Your Borrowing Power
No rough guesses β get accurate numbers based on your income.
Lenders Built For Medical Pros
We filter lenders who actually understand medical professionals income, casual work, and allowances.
Your Plan, Your Timeline
Sit down with an experienced finance specialist to unpack your borrowing power, repayments, and the smartest moves for your situation.
No Pressure. No Obligation. Just Options.
HEREβS WHAT WE COVER IN YOUR
1-ON-1 CALL
What You Could Save By Skipping LMI
Find out if you're eligible to save up to $19,800 β even with less than 20% deposit.
Get access to better loan structures for nurses
Discover exclusive lending options designed for healthcare professionals.
Know which grants/incentives apply to you
Most nurses donβt realise they qualify for state or federal benefits.
We check every possible incentive you're eligible for.
Build a plan to go from where you are to settlement
Youβll walk away with a step-by-step roadmap, not guesswork.
Itβs built around your timeline, budget, and goals.
Avoid rookie mistakes most medical professionals make when buying
Weβll show you what delays approvals, kills deals, or costs thousands.
Skip the common traps and move smarter.
See how your mates are buying with less confusion
Yes, other medical pros are getting it done β with less stress.
Weβll show you what they did and how it applies to you.
What Steps To Take Next β And What To Avoid
We break down what to do now, what to avoid, and how to prep even if you're buying later.
Q&A With Our Advisors
Ask your biggest questions and get direct answers from lending specialists.
No Pressure. No Obligation.
The Step-by-Step Support Home Buyers Need to Buy Smart and Avoid Regret
1
Learn how to buy a home even if youβre on a casual or rotating roster
Weβll show you which lenders understand medical pros work patterns.
2
Discover lender policies that accept overtime, allowances, and shift penalties as part of your income
Turn extra hours into borrowing power.
3
Maximise your borrowing power with tailored advice for nurses
Get strategies built for your profession.
4
Weβll walk you through grants and rebates available for health workers
Donβt miss out on medical pros-only perks.
5
Find out which βLMI waiverβ options you qualify for
Some lenders waive LMI for professionals like medical pros β
this alone can save you up to $19,000+.*
6
Get guidance to avoid costly mistakes first-time buyers often make
Even if banks said no, we might have lenders ready to say yes.
7
Leave with a personalised plan to move into your new home faster
A clear roadmap to ownership.
No Pressure. No Obligation. Just Options.
Frequently Asked Questions
Will this work if Iβm a casual or contract medical professional?
Yes β many lenders recognise casual, contract, and agency nursing work. Weβll show you which ones count your income correctly.
Do I need a 20% deposit?
No β medical pros may qualify to borrow up to 90% without paying LMI, which means you donβt always need a large deposit.
What if Iβve been rejected before?
Thatβs okay β rejections happen. We work with 30+ lenders and can often find options banks overlook, especially for medical professionals.
How long does the call take?
Usually around 30 minutes. Enough time to cover your borrowing power, loan options, and next steps.
What if Iβm not buying right now?
Thatβs totally fine β weβll still map out what you need to do so youβre ready when the time comes.
How We Compare to Other Brokers/Bank
| Feature | Other Brokers |
|
|---|---|---|
| LMI Waiver | β Rare | β Up to 90% LVR, No LMI |
| Overtime Counted | β Often excluded | β Included in borrowing |
| Income Use | β Standard only | β Tailored for health pros |
| Lender Access | β Limited | β 30+ medical-friendly lenders |
| Support | β Basic email | β 24/7 expert support |
Disclaimer: Your actual home loan rate may vary based on your individual circumstances. Speak to one of our expert brokers for a personalised quote.
Take Your First Step
Towards Home Ownership With Confidence
At Wise Loan Finance, we specialise in helping Australian health professionals secure home loans that work for them. Whether youβre buying your first property or refinancing, weβll make sure your hard work pays off.
We've helped over 500 Aussies buy their first home, even with complex income setups.
Partnered with 30+ lenders and offer medical pros-specific support.
No Pressure. No Obligation. Just Options.
Β©2025 All Rights Reserved
Wise Loan Finance is an authorised credit representative (Credit Representative Number 386618) of SFLE Group ABN 76 132 608 489.
Disclaimer: The information contained in this ad is general in nature. Please seek professional advice before making any financial decision.
*Save up to $80,000β is based on a borrower refinancing an $800,000 loan at 90% LVR from a 7.19% p.a. rate (comparison 7.24%) to a 5.89% p.a. rate (comparison 5.95%) over 30 years. Assumes no break fees and standard lender fees apply. Actual savings will vary based on loan size, interest rate, fees, product features, and borrower eligibility. This does not constitute financial advice. Comparison rate calculated on a $150,000 loan over 25 years. Different terms, fees or amounts may result in a different comparison rate. Rates subject to change.
**Cashback offer subject to lender terms and conditions and borrower eligibility